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One loan with only one repayment
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Our online debt consolidation and credit card counseling service is here to help you eliminate your outstanding debts, reduce interest rates, lower your monthly payments and avoid bankruptcy.

Debt consolidation is the process of consolidating multiple debts into one low interest loan or credit card. Debt consolidation typically involves a new credit line, but could also be referred to you as a credit counseling program or other forms of debt management that do not involve a debt consolidation loan. If you have a lot of debt and want to get some relief, there are a variety of options that may be available to you. Our experienced debt counselors can assist you to evaluate your options and find the debt consolidation solution that is right for your personal situation so that you can get out of debt fast. read more...

Will savings last long. Correlation between savings and pleasure

41% of people participating in the survey say they are pleased with the sum they accumulate. Nevertheless, this indicates that the opposed it true as well: almost 60% are not pleased.

President of the Association of Independent Consumer Credit Counseling Agencies David Jones is inclined to agree with the level of discontent. “But I think that the 41% of people confirming their satisfaction apply basically to a sense that they’re saving the amount they are possibly able to, not meaning they wouldn’t wish to save more,” he reports.

To remind that the replies are indicated by respondents themselves with no idea of correspondence, Bankrate senior analyst Greg McBride points out, “Only for the sake of facts I must state that 50% of people not saving anything say they save the sum they possibly can as they aren’t sure in future.”

GfK Roper Public Affairs & Media conducted this national random-digit-dialed phone survey of 1,014 adults above 18 for Bankrate from Feb.8, 2008 to Feb.10, 2008. The example was burdened by demographic aspects, such as age, sex, race, education and survey area to guarantee that all adults in U.S. families were reliably and correctly represented. +/- 3 percentage points is the margin of error for this study.