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There was made a questionnaire asking suppositional behavioristic questions to find out whether citizens think they are savers or spenders. The results show that most Americans perceive themselves as savers:

* 66% of respondents would refuse to go on a holiday one year if it needed to be put on a credit card or be financed in a different way.
* 90% of respondents would drive an old but fine and paid for car instead of buying a new one.
* 78% of respondents would prefer to save up for making main home conveniences instead of taking out a credit for that.

“People’s responses seem more well-meaning rather than real,” argues Cunningham. “It would be curious to complete this research in a year and examine what percentage of respondents still drives old cars, takes no holidays and lives in houses needing conveniences.”

It’s easier and more favorable to economize if you know what for to do it, she adds. ”For instance, if you realize you’re saving to buy a new car, you’ll get success. If you refuse to go on yearly vocations, vehicles still need to be changed and home repairing still must be made. Consequently the reasonable clients will recognize this and begin to set some money apart towards these necessities.”

Curiously enough those Americans making more than $50.000 have greater desire to make sacrifices than those making less. For instance people earning more than $50.000 admit they tend more to refuse from going on vacation (74% to 62%) and use an older vehicle (95% to 89%) to keep off from

debt

.

Nevertheless, people making less then $50.000 are more inclined to economize on home repair till they save enough funds instead of taking out a credit to pay for that (81% to 73% for those earning more).